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Equity 4 All Americans Fund

Build & Share Wealth -Fight Inequality

Join today: Create your own account and/or help us fight to reduce economic inequality in new ways: -We'll help you create an account in our Fund and to enroll you in all relevant programs. Then we'll work to generate funding for investment, retirement, and first-home down-payments and education and investment accounts for children...so, all can share shares of our economy!

To enroll for potential benefits, please contact us at lincoln@equity4allamericansfund.com.

AND

Donors/volunteers: Be a 'disruptor' and join the movement to sustainably reduce economic inequality: Contact us today at lincoln@equity4allamericansfund.com.

The Equity 4 All Americans Fund is the only US charity that is working to enable contributors/volunteers to set up and fund accounts for the less fortunate based on assessed needs.

IRAs, investment accounts, and home ownership are great, but many lower-income folks don't set up the accounts, can't afford to fund them, and can't afford the home down-payment...we're working to change this!

The E4AA Fund's principal purpose and ultimate goal is to reduce economic inequality by helping everyone, especially young and low-income people, to become owners of the US economy through index fund ownership and by having them enroll in all available programs. Specifically, the goals and plans of the E4AA Fund are as follows:

1st stage:

a. Advocate for state governments, schools, and other organizations to provide education to increase financial literacy, particularly for children and young adults.

b. Promote new perspectives on charitable giving that emphasize that income redistribution and wealth-sharing can be accomplished by private entities as well as governments.

-Allocation/distribution of all funds and benefits should be made on a means-tested basis so those with lower incomes and assets will always receive greater allocations. All funds raised through E4AA will be administered this way.

2nd stage: Assist all, particularly children and lower-income folks, in creating the following types of accounts for themselves and their families:

Investment accounts, like brokerage and IRA accounts (Traditional and Roth);
Invest America accounts for children;
Individual Development Accounts;
Retirement Savers Credit on 2025-2026 federal income taxes;
Retirement Savers Match on federal income taxes for 2027 and beyond;
529 Education Savings Accounts; and,
The Housing Choice Voucher Program.

-Facilitate and encourage schools, houses of worship, and other community organizations to enroll all those eligible for these types of accounts.

3rd stage: Fundraise to help lower income families and individuals to invest in the above-listed accounts. -This includes Invest America accounts, in which an additional $5000 can be invested for each child under age 18.

Share Allocations: Benefit allocations from the E4AA Fund will be strictly needs-assessed so lower-income-and-wealth persons and households receive greater allocations. All shares will be held for higher education, first-home down-payment, and/or retirement. Initially, those with household income under $20,000 will be eligible. As contributions increase, we'll increase this threshold.

We will have increased outreach to lower-income communities.

Down-payment Assistance Funds: The E4AA Fund is the only US nonprofit that will work to provide, and let donors contribute toward, first-home down-payment assistance funds that will be distributed so that those with lower-incomes receive greater allocations.

Shares for Schools -We'll advocate for schools to create and fund accounts for both education and asset-building. Lower-income schools will receive higher allocations.

Equity 4 All Americans Fund

We believe: All Americans should start learning about our financial system and investing with real assets while very young.

-Holding stocks and other assets for the future can be of greater benefit than near-term cash payouts.

-Directly sharing wealth with qualified beneficiaries can benefit them more than having the government control the funds being shared.

-Lower-income folks, including children, should be enabled to share in profits when businesses have increased earnings.

-They'll be able to do this 'automatically' through shares in the E4AA Fund.

To Sign Up or Volunteer go the 'Tell Us' section at the bottom and fill in your name and contact info, and, for a potential share, income and assets information as well. For share vesting or distribution, we'll need information like on a loan application, including your social # and proof of income, etc. There will be a single fund. Final allocations will not be determined until disbursement.